What is a One Time Password?

• A One Time Password (or OTP) is a randomly generated number
• This number authenticates you along with your Username, Password and Institution Code in PAYDirect
• This number is generated by a Security Token that will be given to you by your PAYDirect Administrator.
• This new mode of authentication is called 2-factor Authentication and is more secure than the traditional method of authentication.

How do you use your One Time Password?

1. Press the button on the Security Token assigned to you
2. The Security Token will display a number
3. Enter this number in the One Time Password field

How do you get your Security Token to start using a One Time Password?

• In the next few months you will be assigned a Security Token by your PAYDirect Administrator
• If you have been assigned a token already, you will not be able to login without it, Keep it safe!
• If you have not been assigned a token, you can log in as you usually log in